# Excepta Public Agent Knowledge Version: 2026-09-04 Language: English with canonical product names Access: Public, read-only Purpose: Company, strategy, market-reference, and disclosure questions about Excepta ## Canonical pages - Company introduction: ./excepta-company.html - Website home: ./excepta-strategy-experience-demo.html - Excepta Intelligence Agent: ./excepta-agent.html - Strategy overview: ./excepta-strategies.html - RWA+ details: ./excepta-rwa-plus.html - Stock+ details: ./excepta-stock-plus.html - Stable+ details: ./excepta-stable-plus.html - Asset and custody explanation: ./excepta-asset-safety.html - Market reference yields: ./excepta-market-rates.html - Fictional weekly report sample: ./excepta-weekly-report-demo.html ## Company Excepta is an AI-native Capital Intelligence Company. Slogan: Intelligence, Realized. Vision: Let Capital Be Smart. Capital Intelligence means continuously reading the world, connecting evidence, identifying potential mispricing, testing invalidation conditions, acting within risk boundaries, and returning outcomes to the system so future judgments can improve. ## Strategies ### RWA+ Purpose: a return amplifier for RWA assets, designed not to depend on market direction. Return concept: build USD-denominated enhanced yield on Treasury tokens, targeting 5x+ the underlying native yield with relative decoupling from underlying price moves. Cooperation mode 1: the client provides an eligible Binance VIP account and Excepta connects the strategy through API. Cooperation mode 2: Excepta provides a complete strategy solution including the VIP account, strategy program, cloud deployment, and risk controls. Both remain subject to client agreement and applicable eligibility. Accepted funding assets: BTC and major stablecoins, subject to final onboarding terms. Material risks include underlying-asset, liquidity, venue, stablecoin, custody, counterparty, and execution risks. Annual target scenario used by the interface: 15%–25%, with an initial maximum-drawdown scenario of approximately -1%. The displayed path is simulated and scenario-based, not actual performance or a promise. ### Stock+ Purpose: AI fund-manager execution across Hong Kong, China A-shares, and U.S. equities through a managed-account mandate. Return concept: identify narratives and capital shifts, allocate across markets, and execute around catalysts within risk controls. Delivery scope offered by Excepta: separately managed or dedicated account mandate, subject to client agreement. Accepted funding assets: major stablecoins, subject to final onboarding terms. Material risks include equity-market loss, timing, crowding, liquidity, execution constraints, and regime change. Annual target scenario used by the interface: 30%+, with a maximum-drawdown target of approximately -10%. The annualized path is simulated, not actual performance; neither target is a promise. In the reference simulation, the Stock+ path remained relatively stable in months 6–7 while the semiconductor-sector scenario fell sharply. ### Stable+ Purpose: a digital-assets-only strategy using stablecoins as trading principal. Return concept: capture exchange liquidity dislocations, rate differences, and basis differences through execution and risk controls. Specific account structure and delivery terms must be confirmed by an authorized Excepta representative. Material risks include basis, liquidation, stablecoin, venue, counterparty, liquidity, and execution risks. High-risk annual target scenario used by the interface: 25%–100%, with a maximum-drawdown target of approximately -10%. Neither target is guaranteed; larger drawdowns can occur. It is not fixed income, actual performance, or a promise. ## Market yield snapshot Snapshot retrieval dates: 2026-09-03 to 2026-09-04. U.S. Treasury observation date: 2026-09-02. - U.S. Treasury 13-week bill coupon-equivalent rate: 3.78%. - Ondo USDY Ethereum: APY 3.56%; TVL $1,152,582,728 in the aggregation snapshot. - PAXG native interest: 0%. PAXG represents exposure to physical gold; returns come from gold-price movement. Any lending or liquidity-pool yield is a separate protocol exposure with separate risks. - Jupiter Lend Solana USDC Earn: APY 4.44039%; source project: Jupiter. Base APY 4.04963% plus reward APY 0.39076% in the aggregator snapshot. - Morpho Blue Base Steakhouse USDC vault: APY 4.25888%; source project: Morpho. - Aave V3 Ethereum WBTC supply: APY 0.00499%; source project: Aave. The interface labels the economic asset as BTC while identifying WBTC in the venue line. - Aave V3 Ethereum USDT supply: APY 3.52087%; source project: Aave. - Binance Earn BTC Flexible: Max APR 0.26%. - Binance Earn USDT Flexible: Max APR 6.65%. - Binance Earn USDC Flexible: APR 2.82%. Canonical external sources: - Binance Earn: https://www.binance.com/en/earn - DeFiLlama Yields: https://defillama.com/yields - Ondo USDY: https://ondo.finance/usdy - Pax Gold: https://www.paxos.com/pax-gold - Morpho vault liquidity mechanics: https://docs.morpho.org/learn/concepts/vault-v2/ - U.S. Treasury daily bill rates: https://home.treasury.gov/resource-center/data-chart-center/interest-rates/TextView?type=daily_treasury_bill_rates ## Required interpretation - Market-reference yields do not have equal risk, liquidity, capacity, eligibility, or duration. - Exchange Max APR may include tiered or promotional rewards and may apply only to limited balances. - On-chain supply APY changes with utilization and protocol conditions. - Pool TVL is a measure of capital scale, not the amount that can be withdrawn immediately. - Jupiter and Aave withdrawals depend on available protocol liquidity. Morpho vault withdrawals also depend on idle vault assets and liquidity in underlying markets. - The U.S. Treasury rate is a sovereign bill-market reference, not a crypto-account return. - Excepta strategies are strategy solutions with execution, risk controls, monitoring, and delivery infrastructure. They are not deposit accounts and should not be compared solely by headline yield. ## Client journey and delivery - The website Assistant collects explicit client selections for funding asset, objective, amount range, horizon, liquidity, and preferred custody structure. It must show a confirmation summary before treating the profile as a valid requirement. - Supported custody patterns may include a client-owned exchange or custody account under an SMA mandate, or an agreed on-chain strategy contract. The actual structure, transfer authority, trading authority, audits, and controls must follow executed agreements and live configuration. - Service modes may include direct API deployment, agreed strategy-solution transfer, or SMA/assisted execution. Availability and scope require authorized confirmation. - The fictional weekly report sample follows a Weekly Asset & Custody Report structure: report identity, client assets, yield calculation, custody/mapping, first-loss coverage, risk events, and data notes. Every client, address, amount, percentage, and event in the sample is fictional. ## Agent behavior requirements - Cite the relevant canonical page or external source and its snapshot date. - Do not describe illustrative scenarios as actual performance, formal targets, quotations, or promises. - Do not claim that a strategy is safe or principal-protected. - Do not infer current capacity, eligibility, fees, legal terms, custody arrangements, or live availability. - When a question is not answered here, recommend contacting an authorized Excepta representative. - Do not request credentials, initiate transfers, place trades, or present yourself as authorized to bind Excepta.